Spring storms like thunderstorms, heavy rain and tornadoes are inevitable and often times unpredictable. When severe weather strikes with little notice the risk of injury to yourself and damages to your property greatly increases. Here are some helpful tips to help protect you, loved ones and property during the next storm.

Keep yourself and loved ones safe

·         Monitor the weather by downloading an app for emergency info (American Red Cross, FEMA.gov, Weatherbug, Weather.com, etc).  Set yourself up to get alerts for things like lightning strikes and severe weather headed your way.

·         If severe weather strikes, go to the lowest level in your home and stay away from windows and glass

·         Never use electronics during a storm and avoid touching metal objects

·         Conduct a home inventory (photos, video) of your personal belongings for insurance purposes and store in a safety deposit box or cloud-system

·         Install a sump pump with a battery backup system

·         Prepare a basic emergency kit

o   Bottled water (one gallon per person for up to three days)

o   Three-day supply of non-perishable food (don’t’ forget a can opener, disposable plates and utensils)

o   Flashlight and extra batteries

o   First aid kit

o   Fire extinguisher

o   Battery powered radio

o   Blankets

o   Important documents in a waterproof container — insurance policies, medical records, identification

Help avoid a property claim

·         Clean out your gutters, drains and downspouts so that rain can flow off your roof

·         Inspect downspouts so they’re properly secured and placed for water to flow away from your house

·         Trim trees and shrubs

·         Have a professional inspect your roof and repair loose shingles

·         Secure outdoor patio furniture or other objects that could be moved by strong winds

·         Get all contents off the ground in flood prone areas

·         Read and understand your homeowner and auto insurance policies, especially your deductibles — talk with your agent to make sure you have the appropriate amount of insurance coverage.  Ask your agent whether you are covered if you get water in your basement or are in a flood zone, as most home insurance does NOT include these coverages.

What other precautions do you take to keep yourself and property safe during a storm? Let us know in the comment field below!

Courtesy of Integrity Insurance